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Bay Advantage

Building dreams with bankers you trust is just the beginning.

Bank of Lancaster, and our affiliates, have created a special account just for you, our valued mortgage loan customer - Bay Advantage. Building your home is important but we would also like to have the opportunity to help you build your future.Respect the Individual- Value the Relationship - that’s the way we do business. To provide value to your relationship with us, Bay Advantage includes a variety of advantages and special features for you, our valued customer.

BAY ADVANTAGES

Checking

  • No fee on Banclub® Checking for 2 years
  • Banclub style personalized checks available at no charge
  • No fee on purchase of cashier’s checks and money orders
  • $10,000 accidental death insurance
  • A BanClub interest checking account is available with a minimum deposit of $1,000* - Interest accrued on the daily balance and compounded monthly.

Safe Deposit Boxes

  • Rent free for the first year

Credit Card

  • Pre-approved for a VISA® Advantage Credit Card with a limit of $1,500
  • No annual fee for the first year
  • 1,000 Scorecard points

Loans

  • Pre-approved Freedom Account of $300 to provide overdraft protection on your checking account
  • .10% discount on interest rate on Bank of Lancaster installment loans and mortgages when an automatic deduction from a Bank of Lancaster checking or savings account
  • Pre-approved Equity Line up to 90% Loan to Value

CD's/Money Market

  • .25% over our published Certificate of Deposit rate with maturity of one or more
  • Open a Bonus Money Market account a minimum of $2,500* and receive tiered rates based on prevailing money market condition - Interest is accrued daily and compounded monthly
*minimum balance required to avoid monthly maintenance fee