Small Business Checking

• Minimum opening deposit $100
• No monthly maintenance fee as long as your average balance does not fall below $1,000
• No fee for first 100 debits each month
• 24-Hour access with your Check-n-Advantage Debit Card

Sole Proprietor Checking

• Minimum opening deposit $100
• No per check charges
• No minimum balance
• No maintenance fees

• No charge for Bank of Lancaster ATM transactions
• 24-Hour access with your Check-n-Advantage Debit Card

Sole Proprietor NOW Interest Checking

• Minimum opening deposit $1,000
• Unlimited checking
• Earn interest on your balance
• No monthly maintenance fee as long as your average balance does not fall below $1,000.
• 24-Hour access with your Check-n-Advantage Debit Card

Business Checking

• Minimum opening deposit $100
• Monthly account analysis
• Fees may be charged based on account activity
• Cash Management (Sweep) options available
• 24-Hour access with your Check-n-Advantage Debit Card

Business Savings Account

• Minimum opening deposit $100
• No monthly service fee unless balance falls below $100
• Up to 6 transfers per month

Your Business Savings Account also includes valuable safety and convenience features such as:

• FDIC Insured
• Wire Transfer

Sweep Accounts

A Sweep Account provides our commercial customers with an account into which funds can be transferred and earn interest, yet have immediate access to those funds to meet daily cash flow demands.

• Automatically transfer funds when they are needed
• Maximizes your investment income from idle cash
• Investment interest rate is variable and set by the bank
• Interest accrues daily on ledger balance
• Investment account is NOT FDIC INSURED

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Bonus Money Market Account

• Minimum opening deposit $2,500
• Interest compounds monthly
• Higher interest rates for higher balances
• You may make 6 transfers from your account per month, 3 of which may be payments by check to third parties
• No monthly maintenance fee as long as your average balance does not fall below $2,500

Your Bonus Money Market Account also includes valuable safety and convenience features such as:

• FDIC Insured
• Images of all your canceled checks in every monthly statement
• Wire Transfer

Certificates of Deposit

Certificates of Deposit (CDs) earn a fixed rate of interest until they mature.

• Minimum opening deposit $1,000
• No set-up or custodial fees
• No maintenance fees
• Convenient, automatic renewal at maturity
• Withdrawals before maturity may be subject to penalty
  (1-3 months interest on the amount withdrawn)

Your Certificate of Deposit also includes valuable safety and convenience features such as:

• FDIC Insured
• Benefit from a fixed interest rate for 31 days to 5 years.
• Earned interest can be reinvested in your certificate, deposited to another account or paid by check