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Investor Relations

Individuals interested in learning more about our holding company, Bay Banks of Virginia (BAYK), are invited to visit our Investor Relations site.

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Financial Management

Financial Management Services

Today people look to financial institutions for more than just checking, savings and loan services. They want to make the most of their assets through tax-conscious investing, charitable giving, trusts, estate planning and other long-range planning services.

You can access these financial services through Bank of Lancaster's Investment Advantage Department and Bay Trust Company. They offer alternatives for conservative, cost-effective packages tailored to help you achieve your individual or business financial goals.

Bay Banks of Virginia
and its affiliates believe that the management of your assets is a lifetime relationship.

Bay Trust Company

100 South Main Street
P.O. Box 1958
Kilmarnock, VA 22482
(804) 435-4137
Toll Free: (888) 266-6880
  • Wealth Management
    • Investment Management Accounts
    • Living Trust
    • Testamentary Trust
    • Rollover IRA
  • Self Directed Custody
  • Estate Planning
  • Tax Planning
  • Estate Administration
  • Online Account Access
Investment Advantage*

100 South Main Street
P. O. Box 1869
Kilmarnock, VA 22482
(804) 435-4152
Toll Free: (800) 435-1140
  • Personal Investment Planning
  • Brokerage Services
  • Retirement Planning
  • Insurance Planning
  • Tax Planning
  • Portfolio Management Advice
  • Insurance Review and Analysis
  • 529 College Savings Plan
  • Customized Employee Benefit Plans
  • Online Account Access

*Securities offered through INFINEX INVESTMENTS, INC.  Member FINRA / SIPC. Investment Advantage is a trade name of Bank of Lancaster. Infinex and the Bank are not affiliated.

  • Not a deposit of or guaranteed by the Bank
  • Not FDIC insured
  • Not insured by any Federal Government Agency
  • May go down in value