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Loan Products and Services

We offer a complete range of business loans at competitive interest rates. We would love to talk to you about how we can structure a loan to meet your specific needs.

Operating Line of Credit
Meet seasonal and temporary working capital needs with a Line of Credit.

  • Revolving or non-revolving
  • Floor Plans
  • Variable interest rates
  • Flexible repayment plans
  • No prepayment penalties
  • SBA Loans available

Term Loans
Meet financing needs for equipment or vehicle purchases, leasehold improvements, or business expansion with a Term Loan.

  • Short or long term notes
  • Variable or fixed interest rates
  • Flexible repayment plans
  • No prepayment penalties
  • SBA Loans available

Real Estate Loans
With a Commercial Real Estate Loan you can meet financing needs for the purchase, improvement, or construction of commercial facilities; for land acquisition and development; or for investment property purchase and improvement.

  • Variable and adjustable interest rates
  • Flexible repayment plans
  • No prepayment penalties
  • SBA Loans available

Municipality Funding
Meeting the financing needs of local towns and counties.

  • Competitive rates
  • Flexible repayment plans

Letters of Credit
Fulfill business requirements with commercial and standby letters of credit.


Susan Pittman
Vice President,
Commercial Loan Officer
100 S. Main Street
Kilmarnock, Virginia
(804)435-4146
spittman@banklanc.com


John H. Harrington
Vice President
Commercial Loan &
Business Development Officer
15648 Kings Highway
Montross, Virginia
(804) 493-8071
jharrington@banklanc.com


To find out more information or to fill out a loan application, please stop by and visit with Susan Pittman, Doug Jenkins, or any of our Branch Managers at a location convenient to you.