general banking
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Financial Management

Interested in retirement planning or wealth management services? Visit our Financial Management area today.

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Locations & Hours

For Your Convenience
  • Call Toll-Free: 1-800-435-1140 (local office
    numbers available below)
  • 24-Hour Telebanking: (804) 435-6611
  • Toll-Free 24-Hour Telebanking: 1-888-880-2662
TDD for Hearing & Voice Impaired:
  • (804) 435-0999

Lobby Hours

Main: Monday-Friday: 9:00a.m. - 5:00p.m.
All Other Branches: Monday - Friday: 9:00a.m. - 2:00p.m. &
Montross is also open on Friday from 4:00p.m. to 5:00p.m.

Drive-In Window Hours

Monday-Friday: 8:00a.m. - 5:00p.m.
Saturday: 9:00a.m. - 12:00p.m. (At the following offices: Main, Burgess, Montross, Warsaw & White Stone)

Corporate Headquarters & Main Office 

  24-Hour ATM
100 S. Main Street
P.O. Box 1869
Kilmarnock, Virginia 22482
(804) 435-1171

Joe Biddlecomb
Assistant Vice President

Office Map Link

Maxine Carter, Branch OfficerNorthside Office

  24-Hour ATM
432 N. Main Street
Lancaster Square Shopping Center
Kilmarnock, Virginia
(804) 435-2208

Maxine S. Carter
Branch Officer

Office Map Link

Burgess Office 

  24-Hour ATM
15104 Northumberland Hwy.
Burgess, Virginia
(804) 453-4754

Joe Biddlecomb
Assistant Vice President

Office Map Link

Cindy West, AVP & Branch OfficerCallao Office 

  24-Hour ATM
18 Sandy Street
Callao, Virginia
(804) 529-6161

Cindy West
Assistant Vice President


Office Map Link

Pamela J. FawverColonial Beach Office 

  24-Hour ATM
680 McKinney Blvd.
Beachgate Shopping Center
Colonial Beach, Virginia
(804) 224-0033

Pamela J. Fawver
Senior Vice President

Office Map Link

Kay Snow

Hartfield Residential Loan Production Office

  10880 General Puller Hwy.
Hartfield, Virginia
(804) 776-1050
Hours: 9:00a.m.- 5:00p.m.

Kay Snow
Office Manager

 Office Map Link

Pamela J. FawverMontross Office

  24-Hour ATM
15648 Kings Highway
Montross, Virginia
(804) 493-8071

Pamela J. Fawver
Senior Vice President

Office Map Link

F. Arnold Balckmon, IIIRichmond Loan Production & Wealth Management

  6800 Paragon Place
Richmond, Virginia
(804) 325-3775

F. Arnold Blackmon, III
President, Richmond Region

Office Map Link

Judy Sydnor, Branch OfficerWarsaw Office 

  24-Hour ATM
4935 Richmond Road
Warsaw, Virginia
(804) 333-3691

Judy Sydnor
Branch Officer

Office Map Link

Joe Biddlecomb

White Stone Office 

  24-Hour ATM
708 Rappahannock Drive
Ice House Field Shopping Center
White Stone, Virginia
(804) 435-0593

Joe Biddlecomb
Assistant Vice President

Office Map Link