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Personal Checking Accounts

Bank of Lancaster is proud to offer you a variety of checking account options to meet your individual needs. Once you decide which account is right for you, visit any of our convenient Northern Neck locations and we'll be happy to help. You can also download our handy Switch Kit to get started today.

As an added benefit for our Check-n-Advantage Debit Card customers, we are excited to offer the ScoreCard Rewards program. Customers earn reward points with signature-based debit card transactions for everyday purchases that can redeemed for merchandise or travel.

Visit ScoreCard Rewards to learn more or Contact Us to get started today (or visit any of our Office Locations)!

	Regular Checking	Golden advantage Checking	golden advantage plus Checking	NOW Interest Checking
Minimum Opening Deposit	$100 ($50 Student)	$500	$2,500	$1,000
Balance Requirement	NONE	$500 Minimum or $1,000 Average Balance	Maintain $2,500	Maintain $1,000
Service Charge (if balance requirement not met)	NONE	$12.50 Service Charge Waived with Direct Deposit	$10	$10
Online Bill Pay	FREE	FREE	FREE	FREE
Unlimited Check Writing	YES	YES	YES	YES
Bonus Features	e-statements with eVue Advantage Direct Deposit Automatic Debit 24-Hour access with ATM, Check-n-Advantage Debit Card, Telebanking and OnlineAdvantage with Free Bill Pay No charge for Bank of Lancaster ATM transactions Eligible for Freedom Account Overdraft Protection (with credit approval) Overdraft Privilege (if eligible)	Free Personalized Golden Advantage Checks (2 boxes per year) e-statements with eVue Advantage Direct Deposit Automatic Debit 24-Hour access with ATM, Check-n-Advantage Debit Card, Telebanking and OnlineAdvantage with Free Bill Pay No charge for Bank of Lancaster ATM transactions No fee VISA Advantage for members 62 and over (with credit approval) A $3.00 discount for annual Safe Deposit Box rental Exclusive discounts at Golden Advantage Merchant Sponsors Quarterly Passport Newsletter Eligible for Freedom Account Overdraft Protection (with credit approval) Overdraft Privilege (if eligible)	Receive Money Market tiered interest rates and unlimited check writing with $2,500 balance maintained Free Personalized Golden Advantage Checks (2 boxes per year) e-statements with eVue Advantage Direct Deposit Automatic Debit 24-Hour access with ATM, Check-n-Advantage Debit Card, Telebanking and OnlineAdvantage with Free Bill Pay No charge for Bank of Lancaster ATM transactions No fee VISA Advantage for members 62 and over (with credit approval) A $3.00 discount for annual Safe Deposit Box rental Exclusive discounts at Golden Advantage Merchant Sponsors Quarterly Passport Newsletter Eligible for Freedom Account Overdraft Protection (with credit approval) Overdraft Privilege (if eligible)	e-statements with eVue Advantage Direct Deposit Automatic Debit 24-Hour access with ATM, Check-n-Advantage Debit Card, Telebanking and OnlineAdvantage with Free Bill Pay No charge for Bank of Lancaster ATM transactions Eligible for Freedom Account Overdraft Protection (with credit approval) Overdraft Privilege (If eligible)