Piggy Banks

Apply Online

With Mortgage Advantage you can quickly (and securely) apply for your next mortgage loan online. Get your application started today!

APPLY NOW

Our experienced staff will be happy to provide you with specific product information tailored to meet your needs. Stop by any of our Branch Locations and let one of our experienced Loan Originators help make your dreams come true!

Meet the Lending Team

Interested in meeting our team of loan experts ready to help you with your financing need? Simply visit our Loan Originators page to learn more. We look forward to meeting you too!

Financial Calculators

Calculate your own payment amount and get get loan-related information with our handy financial calculators. Get started today!

Residential Mortgage Loans

Everyone dreams of owning their own home. Whether you are buying or building your first home, your second home, or buying a lot today with plans to build tomorrow, your experienced partners here at Bank of Lancaster want to help make your dreams come true. Our loan programs cover a wide variety of traditional real estate loan products.

  • Residential Purchases
    Purchasing a home
  • Residential Refinancing
    Refinancing your existing mortgage
  • Lot Loans
    Purchasing land only
  • Construction/Permanent
    Loan based upon completed value
  • Home Improvement Loans

Stop by and let our experienced lenders design a loan package with a payment schedule that will fit your financial plan. All decisions are made locally

Additional benefits:

  • Competitive Rates
  • Pre-qualifications
  • Prompt credit decisions
  • Timely closings
  • Minimal paperwork

Get The "Bay Advantage"

As a valued mortgage loan customer, we have created a special checking account just for you – Bay Advantage. Be sure to visit our Bay Advantage page to find out more about its advantages and special features.