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PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY
ACCESSING THIS WEB SITE AND ANY PAGES OR OTHER COMPONENTS HEREOF, YOU AGREE
TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. These Terms and
Conditions set forth the entire agreement between the parties relating to
the use of this site, and acceptance by you of these Terms and Conditions by
accessing this web site make them legally enforceable as to you. Bay Banks
of Virginia, Inc. and its affiliates, Bank of Lancaster and Bay Trust, ("Bay
Banks," "Bank of Lancaster," "Bay Trust," "we," "us," or "our") can revise
these Terms and Conditions at any time by updating this posting.
Privacy Principles
We recognize and respect the privacy expectations of our consumer customers
and provide an explanation of these principles. Please refer to our Privacy
Statement. Please also be aware that the Consumer Privacy Principles do not
limit or modify and are governed by these Terms and Conditions. We shall not
be subject to any obligations of confidentiality regarding information
submitted through this site or any page hereof except as otherwise agreed to
by us in writing with a person or entity having a direct relationship with
us or as otherwise required by law.
Copyright and Service Mark/Trademark
You may not copy the material on this site, except that copies made
incidentally in the ordinary course of your fair use of this site (such as
in cache memory) and a reasonable number of printed copies for your own use
are permitted, provided you do not delete or change any copyright, trademark
or other notices. You may not upload, post, publish, transmit or distribute
it in any way (whether electronically or otherwise) or create other works
based on it, without our prior written consent. Title to and all
intellectual property rights in the material on this site remain ours and
our affiliates or licensors.
Disclaimers and Limitation of Liability
NEITHER BAY BANKS OF VIRGINIA NOR ANY OF ITS AFFILIATES, INCLUDING BUT NOT
LIMIITED TO BANK OF LANCASTER AND BAY TRUST COMPANY, MAKE ANY REPRESENTATION
ABOUT THE SUITABILITY OF THE CONTENT OF THIS SITE FOR ANY PURPOSE. ALL
CONTENT IS PROVIDED "AS IS" WITHOUT ANY WARRANTY OF ANY KIND, EITHER EXPRESS
OR IMPLIED. WE DISCLAIM ANY WARRANTIES AND REPRESENTATIONS WITH REGARD TO
THE CONTENT, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND
NON-INFRINGEMENT.
BAY BANKS OF VIRGINIA AND ITS AFFILIATES WILL NOT BE LIABLE UNDER ANY
CIRCUMSTANCES FOR ANY DAMAGES OR INJURY, INCLUDING BUT NOT LIMITED TO THOSE
CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT,
DELAY IN OPERATION OF TRANSMISSION, COMPUTER VIRUS, OR SYSTEM FAILURE. IN NO
EVENT SHALL BAY BANKS OF VIRGINIA OR ANY OF ITS AFFILIATES BE LIABLE FOR ANY
SPECIAL, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES
WHATSOEVER, INCLUDING BUT NOT LIMITED TO LOSS OF USE, DATA, OR PROFITS,
ARISING OUT OF OR RELATING TO THE USE OF THIS SITE OR THE COPYING OR DISPLAY
OF INFORMATION ACCESSED THROUGH THIS SITE, WHETHER OR NOT BAY BANKS OF
VIRGINIA OR ANY AFFILIATE WAS ADVISED OF OR AWARE OF THE POSSIBILITY OF SUCH
DAMAGES. THE FOREGOING DISCLAIMER OF LIABILITY IS EFFECTIVE WITHOUT REGARD
TO THE FORM OF ANY ACTON, INCLUDING BUT NOT LIMITED TO CONTRACT, NEGLIGENCE,
TORT, STRICT LIABILITY OR ANY OTHER THEORY. WITHOUT LIMITING THE FOREGOING,
BAY BANKS OF VIRGINIA AND ITS AFFILIATES SHALL NOT BE LIABLE FOR ANY LOSSES
OR DAMAGES INCURRED AS A RESULT OF ANY INFORMATION OR CONFIDENTIAL
INFORMATION SUBMITTED TO IT THROUGH THIS SITE OR ANY PAGE HEREOF OR FOR ITS
TRANSMISSION OF INFORMATION OR CONFIDENTIAL INFORMATION TO ANY PERSON (S) OR
ENTITY (IES) AS A RESULT OF A REQUEST FOR SUCH TRANSMISSION REASONABLY
BELIEVED BY BAY BANKS OF VIRGINIA OR AN AFFILIATE TO HAVE BEEN MADE BY SUCH
PERSON OR ENTITY. THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU
TO THE EXTENT THAT APPLICABLE LAW DOES NOT ALLOW THE LIMITATION OR EXCLUSION
OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES.
WE ATTEMPT TO KEEP THE INFORMATION ON THIS SITE ACCURATE, COMPLETE, AND
CURRENT, BUT WE DO NOT WARRANT THAT THE CONTENT HEREIN IS ACCURATE,
COMPLETE, OR CURRENT. WE MAKE NO COMMITMENT TO UPDATE THE CONTENT HEREIN. IT
IS YOUR RESPONSIBILITY TO VERIFY ANY INFORMATION BEFORE RELYING ON IT. THE
CONTENT OF THIS SITE MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL
ERRORS. FROM TIME TO TIME CHANGES ARE MADE TO THE CONTENT HEREIN. WE MAY
MAKE CHANGES IN THE PRODUCTS OR THE SERVICES DESCRIBED HEREIN AT ANY TIME.
Third Party Sites
Some of the sites linked to herein will divert you away from our server and
web site. Such sites are not under our control. Access to any other Internet
site linked to our web sites are at your own risk. We are not responsible
for the accuracy or reliability of information, opinions, advice, data or
any other content contained on linked sites. WE DO NOT MAKE ANY
REPRESENTATIONS WHATSOEVER CONCERNING THE CONTENT OF THOSE SITES. The fact
that we have provided a link to a site is NOT an endorsement, authorization,
sponsorship, or affiliation by us with respect to such site, its owners, or
its providers; we are providing these links only as a convenience to you. We
have not tested any information, software, products or services found on
these sites and therefore cannot make any representations whatsoever with
respect thereto. There are risks in using any information, software,
products or services found on the Internet; and we caution you to make sure
that you completely understand these risks before retrieving, using, relying
upon, or purchasing anything via the Internet.
Availability of Products and Services
Our products and services are offered only in jurisdictions where they may
be lawfully offered and are subject to the terms of the applicable
agreements governing them and the laws of the jurisdiction in which they are
offered. NOT ALL PRODUCTS OR SERVICES MENTIONED HEREIN ARE AVAILABLE IN ALL
JURISDICTIONS.
Jurisdiction
These Terms and Conditions will be governed by and be interpreted pursuant
to the laws of the Commonwealth of Virginia, United States of America, any
other principles of conflicts of law notwithstanding. The state courts
located in Lancaster County, Virginia, and the Federal courts having
jurisdiction over Lancaster County, Virginia, shall have exclusive
jurisdiction over any claim or cause of action arising out of or related to
the content or use of this site.
Severability and Entire Agreement
If any part of these Terms and Conditions is unlawful, void, or
unenforceable, that part will be deemed severable and will not affect the
validity and enforceability of any remaining provisions. This agreement
constitutes the entire agreement and may not be modified except by us.
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