Extreme BankingGolden Advantage


Honorable Mention 1


Investor Relations

Individuals interested in learning more about our holding company, Bay Banks of Virginia (BAYK), are invited to visit our Investor Relations site.

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Financial Management

We offer access to:

  • Stocks
  • Mutual Funds
  • Tax-deferred Annuities
    • Fixed
    • Variable
  • Life Insurance
  • Health Insurance
  • Long-Term Care Insurance
  • IRAs
  • Pension Plans
  • Profit Sharing Plans
  • 401(k) Plans
  • 403(b) Plans
  • Private Pensions

What Investment Advantage can do for you:

  • Help increase your cash flow
  • Help lower your income tax
  • Help ensure your post-retirement financial comfort
  • Help increase your standard of living

Our philosophy is to focus on investments that:

  • Are conservative
  • Have income potential
  • Offer liquidity
  • Are tax-advantaged

Investment Advantage

Investment Advantage provides access to a complete financial services center within the facilities of Bank of Lancaster.

We supplement the skills of your lawyer, CPA, and insurance advisor to provide a comprehensive plan for investing and estate planning-all under one roof.

Our Infinex Financial Consultants share years of experience in many areas of finance. We are professionals who inform, educate, and advise you from beginning to end, helping develop a financial package tailored to your needs.

Investment Advantage is an Independent Program

We have the flexibility to offer alternatives for a conservative, cost-effective financial package to help meet your needs-now and in the future. We serve individuals, self-employed people, small businesses and corporations. We offer:

  • Financial Planning
  • Income Tax Planning
  • Real Estate Investment Trust (REITS)
  • 1031 - Tax Free Real Estate Exchanges
  • Portfolio Management Advice
  • Insurance Review and Analysis
  • Customized Employee Benefit Plans
  • Retirement Planning
  • Small Business Investment Strategies
  • 529 College Savings Plans
  • Fixed and Variable Annuities
  • Fee-Based Accounts

Our purpose is to provide more than just access to investment planning. We want to help provide your financial peace of mind.

We build relationships

Our Infinex Financial Consultants are trained to work with you on a personal and confidential level. They know the importance of a relationship built on trust and understanding-especially when it comes to the investment of your money. Our Infinex Financial Consultants will:

  • Introduce you to a variety of investments
  • Inform you of the advantages and disadvantages of all information reviewed
  • Make recommendations based on your total financial picture

Pictured Above (L-R): Tom Haskins,
Michelle Crowther and Ed Pittman
To make an appointment for a free consultation,
please give us a call or send us an e-mail.

Ed Pittman
804) 435-4152

Tom Haskins
(804) 435-4115
Cell: (804) 815-1640

Michelle Crowther
(804) 435-4103

Securities offered through INFINEX INVESTMENTS, INC.  Member FINRA / SIPC. Investment Advantage is a trade name of Bank of Lancaster. Infinex and the Bank are not affiliated.

  • Not a deposit of or guaranteed by the Bank
  • Not FDIC insured
  • Not insured by any Federal Government Agency
  • May go down in value